Apply for personalized SMART Money Card

A personalized Smart Money card contains the cardholders name on it.

Subscribers can apply for a Smart Money card online, at any SMART Store or any Banco de Oro branch.

To request for a personalized SMART Money Card over-the-counter, please bring any of the following Proof of Identification at any Smart Store or BDO branch:

  • Drivers license
  • Passport
  • Major credit card with picture
  • Laminated company ID
  • Professional Regulation Commission (PRC) ID
  • Laminated SSS ID
  • Taxpayers Identification Number (TIN) card with picture
  • Un-expired school IDs (for applicants between 18 20 years old)
  • Postal ID

Kindly accomplish the SMART Money Application Form (SMAF) and pay a one-time processing fee of P100. The personalized card will be delivered to your preferred address after seven (7) days if within Metro Manila or fourteen (14) days if provincial.

Note: You may also opt to pick-up the personalized card at your preferred Smart Store, however the P100.00 processing fee still applies.


  • Only a maximum of two Instant Card/Personalized Card accounts is allowed per individual as regulated by Banko Sentral ng Pilipinas (BSP).
  • Only a maximum of two (2) SMART Money accounts may be linked to a SMART mobile number.

Was this article helpful?
Do you want to suggest updates
or corrections ?


Apply for Smart Money Instant Card
With Smart Money Instant Card, you can get your Smart Money BDO card the same time you apply. An Instant Card is a pre-created card available at Smart Store that bears "SMART...
My SMART Money Card is about to expire
To check for the validity of your Smart Money card, look for the expiration date printed on the card. Generally, Smart Money cards have the following card validity periods: ...
Replace lost or damaged Smart Money Card
If your Smart Money card gets lost, stolen, damaged or captured by an ATM, you may call the Smart Money hotline to request for card replacement. Dial toll-free hotline number...