Smart Money rates and transaction limits

Effective November 1, 2013 , Smart Money Padala, SMART Money’s domestic money transfer service will STOP charging airtime fees. Senders Smart Money account will be debited with Php 5.00 service fee for the first Php 1,000 and Php 2.50 for increments of P500.

Smart Money Padala is a fund transfer service performed using the SMART Money menu (From a SMART Money account to another SMART Money account or a mobile number) or via keyword from SMART Money account to a SMART mobile number.

Card Application
Instant Card (applied in Smart Store) Php 100.00
Personalized Card Php 100.00
Replacement Fee Php 100.00 (debited from SMART Money account)
Dormancy Fee Php 50.00 (debited from SMART Money account)
Cash Limits
Card Balance Limit Php 50,000.00 (P100,000 for remittance accounts)
Wallet to wallet Transaction Limi Php 10,000.00
Max Amt Purchase/day Php 50,000.00
Via Smart Store Encashment 1% transaction charge (Maximum of P50,000.00)
Via Smart Menu
Balance Inquiry P2.50 (debited from airtime)
Internet Lock/Unlock P2.50 (debited from airtime)
Reload Money via MBS P2.50 (debited from airtime)
Reload Prepaid P2.50 (P1.00 load balance requirement)
Local Fund Transfer / Smart Money Padala P5.00 service fee for the first P1,000
**Additional PhP2.50 for every PhP500.00 increment(debited from Smart Money account)
Pay Bills P2.50 (debited from airtime)
Loyalty Points Inquiry P2.50 (debited from airtime)
Other Phone Transactions P2.50 (debited from airtime)
Banking Transactions & Fees:
Balance Inquiry BDO, BancNet, MegaLink, ExpressNet P2.50/ inquiry
ATMs w/ Cirrus Logo P25.00/ inquiry
BDO P5.00/ withdrawal
BancNet, MegaLink, ExpressNet P15.00/ withdrawal
ATMs w/ Cirrus Logo P200.00/ withdrawal
Statement of Account Request
P25.00 (debited from account) for regular accounts
P50.00 (debited from account) for trade (retailer/dealer) accounts
P50.00 (debited from account) for Dealer SOA


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