Smart Payment Channels

Over 30,000 Authorized Payment Channels Nationwide - all for your convenience!

You may settle your Smart bills at any authorized payment centers listed below. Posting of payments made through Smart Money, Cebuana Lhuillier, 7-Eleven Stores, selected Bayad Center and credit card via Smart website is posted on near real time, while posting of payments made through other accredited payment channels is on next business day, subject to applicable cut-off schedule.

  • Smart Money
  • Mobile Banking
  • Internet Banking
  • Phone Banking
  • Banks Over-the-Counter Payments
  • ATM Payments
  • Credit Card Payments Online
  • Credit Card Payments via Phonebanking
  • Credit Card Auto-Debit Arrangement
  • Bayad Centers
  • SM and Savemore
  • 7-Eleven Stores
  • Cebuana Lhuillier

Smart Money (posted on near real-time)

Pay your bills anytime, anywhere with just a few clicks on your cellphone.

  1. With your Smart cellphone, go to SMART Menu > SMART Money > Pay Bills > Others
  2. Key in Biller Code 03006 (for Smart) or 06012 (for Smart Bro) and your Smart Bill Account Number (found in your billing statement). Once Pay from is shown on the screen, press OK.
  3. Select Smart Money account, key in the amount of payment, then press OK. At the confirmation message, press OK.
  4. Enter your w-PIN, then press OK. You will receive a payment transaction confirmation through text message.

Mobile Banking

You may pay via Mobile Banking Service (MBS) through the following banks:

  • Allied Bank
  • Asia United Bank
  • BDO
  • BPI
  • Chinatrust Savings Bank
  • Citystate Savings Bank
  • Development Bank of the Philippines
  • EastWest Bank
  • Metrobank
  • RCBC
  • Security Bank
  • Sterling Bank
  • Union Bank
  • UCPB

To use the service, inquire and fill-out an MBS application form at these banks or call our toll free hotline number 15177 using your Smart cellphone or 8457777 using your landline to inquire about this payment facility. Once enrolled, simply follow these steps:

  1. Select Mobile Banking menu in your Smart cellphone SIM Menu
  2. Click Pay Bills and enter 03006 (Smart Biller Code) or 06012 (Smart Bro Biller Code), your Smart account number and payment amount.

Internet Banking

Pay your bills fast and easy. Just log on to these sites:

You may be required to register for an Internet banking account with your bank.

Phone Banking

Upon enrollment of this service at your depository bank, you may conveniently pay your bills by calling your bank's number:

Bank Phone Number
BPI Express Phone 89-100
BDO Phonebanking 631-8000 (Metro Manila), 1-800-10-631-8000 (domestic toll-free)
HSBC Phonebanking 85-800
Landbank Phone Access 405-7000
Metrobank Metrophone 5-8000
United Coconut Planters Bank 811-9999 (Metro Manila), 1-800-1-888-8272 (domestic toll-free)

Banks Over-the-Counter Payments

You may pay your bills at any of these accredited banks below:

  • Asia United Bank
  • Banco de Oro (BDO)
  • Bank of Commerce
  • Bank of Philippine Islands (BPI)
  • Development Bank of the Philippines*
  • East West Bank
  • Luzon Development Bank
  • Malayan Bank
  • Maybank**
  • Metrobank
  • One Network Bank
  • Philippine National Bank (PNB)
  • Planters Bank
  • RCBC
  • RCBC Savings Bank
  • Robinson's Savings Bank
  • Security Bank
  • Security Bank Savings
  • Union Bank of the Philippines
  • United Coconut Planters Bank

*For Development Bank of the Philippines (DBP), bills payments will be accepted in the online branches of the bank.

**Payments made are posted on near real-time

ATM Payments

To pay your bill through BANCNET, BDO, BPI EXPRESS and MEGALINK ATMs , simply go to Bills Payment, select SMART, and follow instructions as prompted.

Credit Card Payments Online

You can also securely pay your bills using your credit card through the following sites:

Credit Card Payments via Phonebanking

  • For Bankard credit card holders, you may call 888-1-888 for customer service.

Credit Card Auto-Debit Agreement (ADA)

ADA provides for an easy and convenient way of paying your bills using any of the following locally issued credit cards:

  • American Express
  • Banco de Oro
  • Citibank
  • Diners Club
  • EastWest Bank
  • Metrobank
  • Union Bank
  • Visa credit cards
  • Mastercard credit cards

Simply accomplish the ADA Card Enrollment Form available at any Smart Store nearest you or visit your bank for enrollment.

Bayad Centers (payments made at selected outlets are posted on near real-time)

Paying your bills is easy with over 3,500 accredited Bayad Center outlets nationwide. Check payment is accepted at selected branches only.

SM and Savemore

Smart bill payments are accepted at all SM Malls and selected Savemore branches.

7-Eleven Stores (posted on near real time)

You may pay at any of the over 600 outlets in Greater Metro Manila area. Selected stores are open 24 hours a day, seven days a week.

Cebuana Lhuillier (posted on near real-time)

Payments may be accepted at any of the 1,500 Cebuana Lhuillier outlets.


Friendly Reminders:

  • Sales persons are not authorized to receive payments for your monthly bills. Smart is not obliged to honor, and shall not be held liable for any uncredited or unposted payment made to a sales person.
  • Please have your Account Number on hand when paying your bills.
  • When paying in check, please issue one check per account. Indicate your account number at the back of the check.
  • To ensure correct posting of your payments made through our accredited payment channels, please verify the details indicated in the proof of payment.

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